Is there a need or demand for adjusters?

A: Absolutely.  There is always a demand for quality adjusters due to weather, accidental or catastrophic events that occur across the country. Whether the demand is for a staff/employee or an independent adjuster, the need for insurance companies to have their claims handled will always be necessary.

What are the requirements to become a licensed claims adjuster?

 A: There are no educational pre-requisites required to become an adjuster.  No college degree, no prior experience, no military experienced needed.  To acquire a Texas Insurance Adjusters License for the state of Texas, all that is needed is :

  1. Complete a certified pre-licensing course
  2. Take a certified approved exam
  3. File a notarized license application along with fingerprints and $50.00 fee to the Texas Department of Insurance. Additional fees may be associated with notary and fingerprinting services.

Does the price of your Texas All-Lines License course include the exam?

A: Yes it does. The exam will be administered on the 3rd day of our 3-day class. $399.00 covers course material and your exam costs.

What are the class times for the Texas All-Lines License course?

A. Our Texas All-Lines License course is designed with the potential student and everyday worker in mind. Our course is scheduled around the weekend starting Friday for mere flexibility for our students. This also allows parents to find time for childcare as well.  Class times are Friday 7:30am - 6pm, Saturday 7:30am - 6pm, Sunday 7:30am - 4:30 pm with the exam administered on this day.

How much do insurance adjusters get paid?

A: By working as an independent adjuster, how much you get paid depends largely on how hard you are willing to work. Independent adjusters are paid on a per claim basis. They are usually contracted out by a firm to work claims for an Insurance Company on a percentage basis per claim.  On a typical hurricane claim, an independent adjuster can make an average of $400.00 per claim that they settle.  An efficient and diligent adjuster should be able to "close" 3-5 claims per day.  Thus enabling a good adjuster to easily make up to $1,000.00 per day, and after a few months of hard work you can generate a six-figure income in no time. Some independent adjusters work on a daily rate basis. Daily rate pays on average $700.00 per day.  The incentive is, the more you work, the more money you can make.

 

A staff /employee claims adjuster is a salaried employee with a starting salary ranging from $32,000 - $35,000 annually. Experienced salaried employee adjusters can usually make $50,000 - $75,000 annually.

Who do insurance adjusters work for?

A: It depends on which avenue you take in this profession. Independent adjusters typcially work for an independent claims adjusting firm.  These firms have ongoing contractual agreements with insurance companies across the country that allow them to contract out independent adjusters to handle claims when needed. Many major insurance companies do not have the staff/employee capability to handle the volume of claims that impact their organization, so they rely on independent firms to supply them with knowledgable and availably independent adjusters year around.  There are numerous independent claims adjusting firms, please do your research when chosing the firm of your choice. 

 

A staff/employee claims adjuster works directly for the insurance company/carrier. Typically this is a salaried position with consistent work year around.

Who do insurance adjusters work for?

A: It depends on which avenue you take in this profession. Independent adjusters typcially work for an independent claims adjusting firm.  These firms have ongoing contractual agreements with insurance companies across the country that allow them to contract out independent adjusters to handle claims when needed. Many major insurance companies do not have the staff/employee capability to handle the volume of claims that impact their organization, so they rely on independent firms to supply them with knowledgable and availably independent adjusters year around.  There are numerous independent claims adjusting firms, please do your research when chosing the firm of your choice. 

Where would I find independent claims adjusting firms to join their roster?

 

A: There are hundreds of independent claims adjusting firms across the nation in need of quality adjusters. A good starting point is to research the National Association of Independent Insurance Adjusters (NAIIA) at  www.naiia.com . This site has a list of hundreds of firms in need of independent adjusters. Also see our links page for various firms.